Dear Valued Health Rewards Member, 2010 is virtually upon us and it goes without saying that this year has gone by quicker than any of us can believe. Health Rewards has during the course of 2009, initiated numerous improvements to our service, our benefits and even to our website with the express intention of making it easier for you to reap the ultimate in Health Rewards. We trust that you have taken full advantage this year of all the incredible benefits that your exclusive Health Rewards membership qualifies you for and that in doing so you have been able to enjoy more convenience and all the extra money you have saved yourself and your family. You will notice in January 2010 that a slight increase in your Health Rewards Membership Fees will have taken place. This is due to our annual increase which occurs on the 1st January each year. We have indicated where these increases will be effected in the table below.

The team at Health Rewards is looking forward to the new year where we will continue to seek out fresh and improved ways of adding value to your life. We invite you to contact us with any comments, suggestions and queries that you may have and look forward to providing you with more incredible Health Rewards that will assist you to lead an even better lifestyle in 2010. To contact us call 0860 103 429 or send us an email at rewards@healthrewards.co.za or visit www.healthrewards.co.za In closing, we would like to take this opportunity to extend a heartfelt ‘thank you’ to all of you, our Valued Health Rewards Members for your support. We wish you a joyous and safe festive season. Yours in Good Health!